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[Vantage Point] The P1-billion layer in the LTO DBP-DCI insurance certificate system
A system that can generate close to P1 billion a year cannot rest on assumption.
![[Vantage Point] The P1-billion layer in the LTO DBP-DCI insurance certificate system](https://www.rappler.com/tachyon/2026/04/1000030483.jpg)
A system that can generate close to P1 billion a year cannot rest on assumption.